Care for the Elderly: Parental insurance for Caregivers?

At the present time, what is available to caregivers to compensate for lost income and work is essentially a federal program, Compassionate Leave, which provides six weeks of employment insurance,” he said.  No doubt, seniors care becomes a fatal issue for the human being and it has become hard to find the right assisted living facilities for your seniors in all over the world. I think, through proper insurance plan, you can easily meet this problem by shifting them into senior care centers.

“This program is little used. Self-employed workers are not eligible for this program. In addition, you need a medical certificate from the person they are going to care for that will indicate that they should die within the next six months. Generally, doctors are reluctant to issue such certificates, “he continued.

It is estimated that at least 6% of caregivers must leave work to care for an elderly parent. In addition to the loss of income, these people also see their benefits reduced by the Regie Des Rentes. Mr. Lavoie proposes that changes be made to the Regie Des Rentes so that caregivers who withdraw from the labor market are no longer penalized with reduced benefits.

In addition, Mr. Lavoie considers that the tax credits for home support are very modest. “Most tax credits are almost symbolic. The only credits that can allow for a large deduction are those for home support and private health spending. They are regressive credits because people who have enough money can benefit. Those who are very poor cannot benefit from it, “he said.

The researcher is aware that the proposal to extend the parental insurance to the caregivers may be ill-received in the context of Couillard government austerity. “I do not expect people to say bravo, but we do not have much choice to increase support for the elderly. Compared to other Canadian provinces and industrialized countries, Quebec has a very low investment in long-term care, “he said.

Other than in Hospitals

In addition, he deplores the decision of the Minister of Health, Dr. Gaetan Barrette, to have cut the expected increase of $ 150 million in the budget of the local community service centers (CLSCs) for the home care of the elderly. It expects that these services will be even more limited in the coming months.

“Mr. Couillard, when he was appointed Minister of Health in 2004, did exactly the same thing. The first decision he made was to cut home services. It often takes three or four years before the medical ministers, with the exception of Dr. Rejean Hebert, begin to realize that perhaps the solution lies elsewhere than always investing in hospitals, “he said.

In addition, cuts in home care are not good news for relieving emergencies and releasing hospital beds occupied by elderly people. “When you look at a lot of countries that are able to spend less than we do in health, they have generally focused on front-line services, long-term care. This is what makes it possible to clear the hospitals and the heavier services. We have a lot of difficulties with that in Quebec. “The study was produced with funding from the Institute for Research on Public Policy.

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